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       *** TRAVEL NEWS ***
               

If you are in the United States you should be aware of certain Travel Advisories which are given to citizens who choose to travel abroad. These advisories can affect you and may even change your travel plans. So before you go to the airport you should always check to see if your destination country is on the List of the United States Government Travel Advisories.

For more information: Check out the link below which will send you to the US Governments official website for the
latest information which includes the COVID-19 Virus travel restrictions.


https://travel.state.gov


HOW TO PAY LESS FOR FLIGHTS


1. Buy your tickets online
Buying your tickets online will actually help you save more money than buying at the airport or at an agent. Services like Google Flights or others which can be found by a simple online search.

2. Join Frequent flyers
Frequent flyer programs have a lot of benefits and some can offer discounts on future tickets after building up miles, and others may even offer free flights!

3. Not All Sales are Lowest prices
Sometimes a flight ticket may be on sale, but that doesn't necessarily mean that it is a bargain for you. Always keep this in mind because that sale could end up costing you more than other deals!

4. Check For Hidden Fees
Always check other fees for tickets that may not be listed at first sight of the price. Make sure to be aware of the price of the ticket at all times and this can be avoided. Many hidden fees are luggage or even meals.

5. Compare Ticket Prices
If you are shopping online, there are various sites you can use to compare prices for different venders of tickets.

6. Choose The Right airline
Make sure when traveling on a budget to go with the airline that is the most comfortable to your budget. Even though it may not be as popular as others, they all get you to your destination!

7. Select an  Off-Hours flight
When shopping for tickets, try to buy tickets that have flights early in the morning or late at night if you can. Sometimes these tickets can save you a bundle!

8. Buy tickets months In Advance
Try to plan your trips, if possible, months in advance to save a lot more in the long run. Sometimes, depending on where you travel, this little tip can end up saving you hundreds on your tickets.

9. Find Vacation Packages
When planning your vacations, try to purchase trip packages as they can end up saving you a ton of money in the long run. If you have the time, compare a package with the costs of buying everything separate.

10. Different Types Of Flights Help You Save
Sometimes it would be wiser if possible to purchase a flight that maybe has one stop before it reaches its final destination, instead of doing a non-stop flight. This can end up helping you save and you can even enjoy the different merchandise at the airport you stop at before your flight continues.





              WHISTLER SKI RESORT 
     AMERICA'S BEST SKI DESTINATIONS


Located in the town of Whistler in British Columbia, Canada - Whistler's Ski resort  has almost 10,000 acres of ski terrain and is one of North America's most popular ski destinations....read more


  REFINANCING YOUR MORTGAGE
         CAN SAVE YOU MONEY


Interested in refinancing home mortgage loans but not sure it makes financial sense? Learn how to crunch the numbers and make an informed financial decision rather than playing an expensive guessing game with these simple steps.

A lower interest rate can save you money each month on your mortgage and can save you thousands over the life of the loan. Is it possible to lower your debt and reduce monthly payments by taking out a new loan? Surprisingly the answer is often "yes". Learn how to get a lower interest rate by refinancing without breaking the bank.

How Refinancing Works
Refinancing basically involves taking out a new loan which is used to pay off the prior mortgage. To put it another way, the new mortgage replaces the old one. This is especially helpful when interest rates have dropped since it allows homeowners to pay off older mortgages with a high interest rate in exchange for a new mortgage with a lower interest rate.

Getting a Lower Interest
To demonstrate how effective it is to lower your interest rate by refinancing, consider an example of a buyer who purchased a home for $210,000 in 2001. The original mortgage was $200,000 for a 30 year term with a fixed interest rate of 7 percent and monthly mortgage payment of $1330. Since the original down payment was only 5 percent or $10,000 plus closing costs, they also had to pay PMI or Private Mortgage Insurance of $125 per month.

Now that mortgage rates have dropped to 5 percent or even less, the homeowner is contemplating a refinance. The current balance on the home is $180,000 and the value of the home is appraised at $260,000. Since the home has 20 percent equity and the homeowner does not intend to take cash out at closing, they will automatically save $125 per month in PMI. By refinancing at a lower interest rate of 5 percent fixed for 30 years the new mortgage payment will be approximately $965 per month ...a savings of nearly $400 plus the PMI of $125 for a total monthly savings of over $500 per month. 

               
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          WHAT TO KNOW
  BEFORE YOU BUY A HOUSE



Most buyers conduct a lot of research online before ever stepping foot in a home. Buyers spend an average of 6 to 8 weeks, according to the National Association of REALTORS, trying to figure out where they want to live. But once the neighborhood is selected, most buyers end up buying a home after 2 or 3 home tours.

Figure out what you can afford before you look. Get pre-approved for a home loan before your home search so that you don’t waste time on those that you can’t afford. Scour your credit history and resolve any black marks before applying for a home loan.

Homes typically should cost about two and a half times your salary as a rule of thumb, although you also must consider your monthly expenses and what you want to save. Because you will be responsible for unforeseen repairs and property taxes, a healthy amount of savings can come in handy.

Beware of mortgage brokers who are a little too fast and loose with approving you. If you qualify, you may be able to make a down payment as low as 3 percent interest. Paying down “points” is good for those living in a home for three to five years, as it takes a dent out of the interest rate as you pay a portion of the interest at closing.


              
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BEST PLACES TO STAY
IN DORAL FLORIDA



There is so much to do in Florida and so much to see that it is almost impossible to see everything. There are also many places you can choose to stay at during your time in Doral Florida. The folloting is a list of the best luxurious options available to you:

-Trump National Doral Miami 4400 NW 87th Avenue, Doral FL 33178. Phone number +1 305 592 2000. The Trump Hotel has a pool, room service, restaurants, workout room, bar/lounge, spa, free high speed internet, golf course, and hot tub.

There are numerous dining options such as Marketplace Café for breakfast and BLT Prime, Palm Grill, and Champion Bar & Grill for either lunch or dinner. Spa accommodation prices ranges from $300.00-$500.00, and golf rates range from $165.00-$450.00. Per night the cost of a room is $360 approximately.
more info on Trump Doral

-Provident Doral At The Blue Miami 5300 NW 87th Avenue, Doral, FL 33178. Phone number +1 305 597 8600. The hotel offers a swimming pool and sundeck with a pool bar, spa, free parking, free WIFI, non-smoking rooms, tennis court, wheelchair access, pet access, laundry service, multilingual staff, babysitting and 24-hour fitness center. It additionally hosts meetings or special events. One night at this hotel is approximately $189.

-InterContinental at Doral Miami 2505 NW 87th Avenue, Doral, FL 33172. Phone number +1 877 859 5095. The hotel has wheelchair access, pool, restaurant, gym, tennis court, bar, non-smoking rooms, free internet, room service, free parking, shuttle bus service, and airport transportation. One night at the InterContinental is about $180.

-Holiday Inn Miami - Doral Area 3255 NW 87th Avenue, Doral, FL 33172. Phone number +1 877 859 5095. The amenities of the hotel are: free parking, restaurants, free internet, fitness center, room service, bar/lounge, wheelchair access, tennis court, dry cleaning, laundry service, banquet room, and self-serve laundry. The cost of a single room is approximately $180 in a nightly rate.

-Baymont Inn & Suites Miami Airport West 3805 NW 107th Avenue, Doral, FL 33178. Phone number 1-800-337-0300. The services of this hotel include: free breakfast, free parking, shuttle bus service, airport transportation, dry cleaning, meeting rooms, laundry service and self-serve laundry. Two double beds, non-smoking room with free continental breakfast and free WiFi is approximately $130 per night.

-Aloft Miami Doral 3265 NW 107th Avenue, Doral, FL 33172. Phone number: +1 786 272 7200 (Central Reservation +1 866 716 8143). The amenities of the hotel are: pool, free parking, fitness center, bar and lounge, free WiFi, pets allowed, wheelchair access, non-smoking, dry cleaning, laundry service, banquet room, and conference facilities. Aloft room, non-smoking and king bed is approximately $125 per night.

-Hampton Inn & Suites Miami-Doral/Dolphin Mall 11600 NW 41st Street, Doral, FL 33178. Phone number: +1 855 271 3622. (+1 305 500 9300 FAX: +1 305 500 9400). The amenities available for business travelers are: audio/visual equipment rental, business center, business phone service, printing and photo copying service center, fax, and meeting rooms.

For the customer’s comfort and convenience, the hotel offers coin laundry, bar, baggage storage, ATM ($3.00), gift shop, multilingual staff, and fitness room. One king bed, non-smoking and free WiFi is $150 per night.

-Candlewood Suites Miami Airport West 8855 NW 27th Street, Doral, FL 33172. Phone number: +1 877 859 5095 (1 800 972 2604). Candlewood Suites offers free parking, gym, pool, tennis court, WiFi. Additionally, the hotel allows pets and has wheelchair access. A room for two people is $150 per night.

History of Doral: In the late 1950s, real estate pioneers Alfred and Doris Kaskel purchased 2,400 acres of swampland between Northwest 36 Street and Northwest 74 Street and from Northwest 79 Avenue to Northwest 117 Avenue for about $49,000, intending to build a golf course and hotel.

In 1962, the Doral Country Club opened in western Dade County, featuring the blue, red and par-3 golf courses, along with a hotel on Miami Beach. The "Doral" name combined Doris and Alfred.


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