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     AIRPORT TIPS


To make your way to a flight on time and to get through security as quickly as possible you can try the following tips:

1) Sign up. The TSA's PreCheck, a trusted traveler program, has spread to more cities across the U.S. and is now available at some 40 airports. Members of the program are pre-screened and can then whiz through security, sometimes without having to take off their shoes or remove laptops from cases. The U.S. Customs Department's Global Entry program is another shortcut for frequent international travelers, especially as the federal government contracts and customs lines potentially get longer.

Critical Security Checkpoints:
To make clearing security as easy as possible...
-Review the guidelines for liquids and gels on your Flight carriers Carry-On Baggage page before your flight.
-Have your government-issued photo identification and boarding pass ready for inspection.
-Wear shoes that are easy to slip on and off, since all footwear must be x-rayed.
-Remember to place all coats and jackets in a bin for x-ray screening.
-Make your laptop easily accessible for inspection.
-Avoid wearing anything metal or place these items in your carry-on baggage for screening

2) Check flight status. Although this is obvious, many people often fail to do this one simple but critical thing.

I recommend doing the same before abandoning your ride or your car just before you head to the terminal; flight status updates change by the minute, so a last-second check is always a good idea.

Most airlines will text you flight status updates if you sign up on their Web sites, and sites like Flightaware.com do the same by text, on the Web and through smartphone apps.

4) Check in online. Especially if you are not checking bags, this can save you a heap of time. I have found that when checking bags, having the pre-printed boarding pass in your hand doesn't help all that much, and check-in agents often reissue another boarding pass when you check in your bags -- but it sure doesn't hurt.

5) Before you leave for the airport, put your ID, credit card and boarding pass (if applicable) in an easily accessible part of your wallet or bag. There are two reasons for this: one, by going through this exercise, you make sure that you don't leave home without these crucial items. Two, you don't waste your (and other people's) time fumbling around for them at the moment you need them.

Check the airport parking situation online. Knowing ahead of time where to park, which lots are open and how far they are from the terminal can save you a lot of anxiety on your drive in, as well as keep you safer as you navigate tortuous and almost always poorly marked airport ring roads. Additionally, during peak travel periods, lots fill up quickly, so you will want an alternate parking plan.

When you are ready to board always take inventory of what you will need to do when you get to the front of the security line. Do a quick mental review of everything you are wearing that you will need to remove (such as shoes, jewelry, watch, jacket), and what you have inside your carry-on bag that might need to be taken out (liquids, electronics). When you get to the front of the line, blast through your mental inventory and make it happen. Done well, you can go from fully clad for winter weather, with laptops and iPads in your bag, to a T-shirt, pants and socks, and all your sensitive electronics in their own bins, in seconds.

Using these tips will get you through the airport, on your flight and towards your destination as quickly as possible.

more traveler informaiton tips available at the TSA website:  https://www.tsa.gov/precheck/faq
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  REFINANCING YOUR MORTGAGE
         CAN SAVE YOU MONEY


Interested in refinancing home mortgage loans but not sure it makes financial sense? Learn how to crunch the numbers and make an informed financial decision rather than playing an expensive guessing game with these simple steps.

A lower interest rate can save you money each month on your mortgage and can save you thousands over the life of the loan. Is it possible to lower your debt and reduce monthly payments by taking out a new loan? Surprisingly the answer is often "yes". Learn how to get a lower interest rate by refinancing without breaking the bank.

How Refinancing Works
Refinancing basically involves taking out a new loan which is used to pay off the prior mortgage. To put it another way, the new mortgage replaces the old one. This is especially helpful when interest rates have dropped since it allows homeowners to pay off older mortgages with a high interest rate in exchange for a new mortgage with a lower interest rate.

Getting a Lower Interest
To demonstrate how effective it is to lower your interest rate by refinancing, consider an example of a buyer who purchased a home for $210,000 in 2001. The original mortgage was $200,000 for a 30 year term with a fixed interest rate of 7 percent and monthly mortgage payment of $1330. Since the original down payment was only 5 percent or $10,000 plus closing costs, they also had to pay PMI or Private Mortgage Insurance of $125 per month.

Now that mortgage rates have dropped to 5 percent or even less, the homeowner is contemplating a refinance. The current balance on the home is $180,000 and the value of the home is appraised at $260,000. Since the home has 20 percent equity and the homeowner does not intend to take cash out at closing, they will automatically save $125 per month in PMI. By refinancing at a lower interest rate of 5 percent fixed for 30 years the new mortgage payment will be approximately $965 per month ...a savings of nearly $400 plus the PMI of $125 for a total monthly savings of over $500 per month. 

               
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      ALYESKA RESORT - ALASKA'S BEST
                 VACATION RESORTS

Alyeska Resort is one of Alaska's most popular and most beautiful ski resorts. Alyeska has a top elevation slightly above 2,700 feet, a vertical drop of 2,500 and the area gets an average annual snowfall of 631 inches...
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       *** TRAVEL NEWS ***
               

If you are in the United States you should be aware of certain Travel Advisories which are given to citizens who choose to travel abroad. These advisories can affect you and may even change your travel plans. So before you go to the airport you should always check to see if your destination country is on the List of the United States Government Travel Advisories.

For more information: Check out the link below which will send you to the US Governments official website for the
latest information which includes the COVID-19 Virus travel restrictions.


https://travel.state.gov


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WHAT YOU CAN DO IN ATLANTIC CITY


Atlantic City has humble beginnings as the summer home of the Lenni-Lenape Indians to the vision of creating a tourist attraction in 1854 by Dr. Jonathan Pitney, a local physician, Atlantic City boasts a rich and varied history.

Modern day Atlantic City offers something for everyone. From the boardwalk to the bay,  this beautiful resort city has become a world-class destination and a "must see" attraction for millions of visitors annually. From fine dining and entertainment, to a wide array of shopping and, of course, casino excitement.

Furthermore, Atlantic City is also a great place to live with stable neighborhoods and proud citizens who truly care for their community. As Mayor, it is my goal to unite Atlantic City and make a positive difference in the lives of others. The City of Atlantic City is concerned with improving the quality of life of our citizens. Atlantic City is very unique, having both a small town charm coupled with an international "big city" identity.

Sun, sand, towering resort hotels, the bustling boardwalk, the awe-inspiring Atlantic -- this is one beach party you don’t want to miss. The South Jersey beaches of Atlantic City are famous, and rightly so. Everything you could possibly want is right here within walking distance, from shops to five-star restaurants to casinos, attractions and great shows -- all benefits of being one of the few American beaches with boardwalks.

What better way to cap a day of shopping, shows and gourmet dining than a sunset walk on the beach? And should you want to venture into the waves, you can surf, fish, parasail or embark on a relaxing cruise.

Construction on Atlantic City’s world-famous Boardwalk began in 1870, and from then on it has become an icon in America as one of the few beaches with boardwalks. Stroll along the Boardwalk and enjoy ocean views on one side and shopping on the other, ranging from high-end retail to saltwater taffy shops.

Atlantic City gaming action comes in virtually every variety. Take a seat at a high-stakes poker table or play the penny slots if that’s your thing -- there’s something fun for everyone in Arlantic city casinos.

Time is money, so acquaint yourself with all of the casinos Atlantic City has to offer and start practicing your poker face -- you’ll be a high-roller in no time. The hardest part will be choosing which of these casino resorts in Atlantic City to visit first!

From New Jersey’s tallest lighthouse to deep sea fishing, and everything in between, you can always find fun things to do in New Jersey’s entertainment capital. Relaxing at one of the Atlantic City casino spas, the excitement of 24/7 gaming, the thrill of a royal flush or finding a new pair of shoes, the sand in between your toes on one of the top East Coast beaches or visiting one of the many attractions.
  more on Atlantic City




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