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       *** TRAVEL NEWS ***
               

If you are in the United States you should be aware of certain Travel Advisories which are given to citizens who choose to travel abroad. These advisories can affect you and may even change your travel plans. So before you go to the airport you should always check to see if your destination country is on the List of the United States Government Travel Advisories.

For more information: Check out the link below which will send you to the US Governments official website for the
latest information which includes the COVID-19 Virus travel restrictions.


https://travel.state.gov


HOW TO PAY LESS FOR FLIGHTS


1. Buy your tickets online
Buying your tickets online will actually help you save more money than buying at the airport or at an agent. Services like Google Flights or others which can be found by a simple online search.

2. Join Frequent flyers
Frequent flyer programs have a lot of benefits and some can offer discounts on future tickets after building up miles, and others may even offer free flights!

3. Not All Sales are Lowest prices
Sometimes a flight ticket may be on sale, but that doesn't necessarily mean that it is a bargain for you. Always keep this in mind because that sale could end up costing you more than other deals!

4. Check For Hidden Fees
Always check other fees for tickets that may not be listed at first sight of the price. Make sure to be aware of the price of the ticket at all times and this can be avoided. Many hidden fees are luggage or even meals.

5. Compare Ticket Prices
If you are shopping online, there are various sites you can use to compare prices for different venders of tickets.

6. Choose The Right airline
Make sure when traveling on a budget to go with the airline that is the most comfortable to your budget. Even though it may not be as popular as others, they all get you to your destination!

7. Select an  Off-Hours flight
When shopping for tickets, try to buy tickets that have flights early in the morning or late at night if you can. Sometimes these tickets can save you a bundle!

8. Buy tickets months In Advance
Try to plan your trips, if possible, months in advance to save a lot more in the long run. Sometimes, depending on where you travel, this little tip can end up saving you hundreds on your tickets.

9. Find Vacation Packages
When planning your vacations, try to purchase trip packages as they can end up saving you a ton of money in the long run. If you have the time, compare a package with the costs of buying everything separate.

10. Different Types Of Flights Help You Save
Sometimes it would be wiser if possible to purchase a flight that maybe has one stop before it reaches its final destination, instead of doing a non-stop flight. This can end up helping you save and you can even enjoy the different merchandise at the airport you stop at before your flight continues.





              WHISTLER SKI RESORT 
     AMERICA'S BEST SKI DESTINATIONS


Located in the town of Whistler in British Columbia, Canada - Whistler's Ski resort  has almost 10,000 acres of ski terrain and is one of North America's most popular ski destinations....read more


  REFINANCING YOUR MORTGAGE
         CAN SAVE YOU MONEY


Interested in refinancing home mortgage loans but not sure it makes financial sense? Learn how to crunch the numbers and make an informed financial decision rather than playing an expensive guessing game with these simple steps.

A lower interest rate can save you money each month on your mortgage and can save you thousands over the life of the loan. Is it possible to lower your debt and reduce monthly payments by taking out a new loan? Surprisingly the answer is often "yes". Learn how to get a lower interest rate by refinancing without breaking the bank.

How Refinancing Works
Refinancing basically involves taking out a new loan which is used to pay off the prior mortgage. To put it another way, the new mortgage replaces the old one. This is especially helpful when interest rates have dropped since it allows homeowners to pay off older mortgages with a high interest rate in exchange for a new mortgage with a lower interest rate.

Getting a Lower Interest
To demonstrate how effective it is to lower your interest rate by refinancing, consider an example of a buyer who purchased a home for $210,000 in 2001. The original mortgage was $200,000 for a 30 year term with a fixed interest rate of 7 percent and monthly mortgage payment of $1330. Since the original down payment was only 5 percent or $10,000 plus closing costs, they also had to pay PMI or Private Mortgage Insurance of $125 per month.

Now that mortgage rates have dropped to 5 percent or even less, the homeowner is contemplating a refinance. The current balance on the home is $180,000 and the value of the home is appraised at $260,000. Since the home has 20 percent equity and the homeowner does not intend to take cash out at closing, they will automatically save $125 per month in PMI. By refinancing at a lower interest rate of 5 percent fixed for 30 years the new mortgage payment will be approximately $965 per month ...a savings of nearly $400 plus the PMI of $125 for a total monthly savings of over $500 per month. 

               
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          WHAT TO KNOW
  BEFORE YOU BUY A HOUSE



Most buyers conduct a lot of research online before ever stepping foot in a home. Buyers spend an average of 6 to 8 weeks, according to the National Association of REALTORS, trying to figure out where they want to live. But once the neighborhood is selected, most buyers end up buying a home after 2 or 3 home tours.

Figure out what you can afford before you look. Get pre-approved for a home loan before your home search so that you don’t waste time on those that you can’t afford. Scour your credit history and resolve any black marks before applying for a home loan.

Homes typically should cost about two and a half times your salary as a rule of thumb, although you also must consider your monthly expenses and what you want to save. Because you will be responsible for unforeseen repairs and property taxes, a healthy amount of savings can come in handy.

Beware of mortgage brokers who are a little too fast and loose with approving you. If you qualify, you may be able to make a down payment as low as 3 percent interest. Paying down “points” is good for those living in a home for three to five years, as it takes a dent out of the interest rate as you pay a portion of the interest at closing.


              
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FOX  SHOWS THAT HAVE GROWN IN POPULARITY

So You Think You Can Dance is an American televised dance competition show that is on Fox in the United States and is the flagship series of the international So You Think You Can Dance television franchise.

The series premiered on July 20, 2005 with over ten million viewers and ended the summer season as the top-rated show on television. SYTYCD was created by American Idol producers Simon Fuller and Nigel Lythgoe and is produced by 19 Entertainment and Dick Clark Productions.

The first season was hosted by current American news personality Lauren Sánchez. Since the second season, it has been hosted by former British children's television personality and one-time game show emcee Cat Deeley. During its second season, the program remained the No. 1 rated summer show (adults aged 18-49) but it has declined in ratings since.

The show features a tiered format wherein dancers from a variety of styles enter open auditions held in a number of major U.S. cities to showcase their unique styles and talents and, if allowed to move forward, then are put through additional rounds of auditions to test their ability to adapt to different styles. At the end of this process, a small number of dancers are chosen as finalists. These dancers move on to the competition's main phase, where they perform solo, duet, and group dance numbers in a variety of styles.

They compete for the votes of the broadcast viewing audience which, combined with the input of a panel of judges, determines which dancers advance to the next stage from week to week. The number of finalists has varied as determined by a season's format, but has typically been 20 contestants.

The show features a broad variety of American and international dance styles including classical, contemporary, ballroom, hip-hop, street, club, jazz, and musical theatre styles, amongst others, with many sub-genres within the categories represented. Competitors attempt to master these styles-which are generally, but not always, assigned by a luck-of-the-draw system-to survive successive weeks of elimination.

The eventual champion wins a cash prize (typically $250,000) and the title of "America's Favorite Dancer". In nine seasons, the winners have been Nick Lazzarini, Benjamin Schwimmer, Sabra Johnson, Joshua Allen, Jeanine Mason, Russell Ferguson, Lauren Froderman, Melanie Moore, Eliana Girard and Chehon Wespi-Tschopp, with Girard and Wespi-Tschopp sharing the title as dual-winners for season 9. The show has won seven Emmy Awards for Outstanding Choreography and a total of nine Emmys altogether.

In 2008, Fringe debuted to high ratings and critical acclaim during its first season on Tuesdays; though its viewership declined through its run, the series has developed a large loyal fanbase/cult following that had turned the show into a cult television show. In 2009, Fox launched Glee to average ratings but positive reception from critics. Ratings picked up during the first season, and the show has been met with such media attention that it has formed a large loyal fanbase.

The cast of the series has been acknowledged by notable people such as the President of the United States Barack Obama and Oprah Winfrey, who have each asked the cast to perform live for numerous national events. At the close of the decade and the start of the 2010s, new comedies Raising Hope and New Girl gave Fox its first ratings successes in live-action comedy in years.

LIST OF other POPULAR FOX SHOWS:
American Idol
Bones
Family Guy
The Finder
Fringe
Glee
Hell's Kitchen
House
I Hate My Teenage Daughter
Kitchen Nightmares
MasterChef
Mobbed
Napoleon Dynamite
New Girl
Raising Hope
The Simpsons
So You Think You Can Dance
Terra Nova
Touch
The X Factor
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