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  Important news before you travel:

If you live in the United States you should be aware of certain Travel Advisories which are given to citizens who choose to travel abroad. These advisories can affect you and may even change your travel plans. So before you go to the airport you should always check to see if your destination country is on the List of the United States Government Travel Advisories.

For more information: Check out the link below which will send you to the US Governments official website.


          
https://travel.state.gov
        YOSEMITE NATIONAL PARK

Yosemite National Park is located in California’s Sierra Nevada mountains. It is best known for its waterfalls, but within its nearly 1,200 square miles, you can find deep valleys, grand meadows, ancient giant sequoias, a vast wilderness area, and much more. More than 5 million people visit Yosemite each year....read more

           IRELAND TRAVEL GUIDE

Ireland is an exotic destination for many travelers. It is very well for it's magic and legendary stories such as leprechauns, gold and four leaf clovers. Numerous tourists from all over the world are
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...
READ MORE

         NEW YORK'S JFK AIRPORT

JFK international airport is located 15 miles by highway from midtown Manhattan. JFK’s terminals, parking lots and hotels operate 24 hours a day, 365 days a year and cover more than 880 acres.

If you choose to enter the terminal with the passenger, please be aware that only ticketed passengers will be allowed past the security checkpoint. However, you may enjoy any of the areas before security. As an alternative, you may drop off your passengers at the Kiss and Fly located at the Lefferts Boulevard AirTrain Station where they can ride AirTrain free of charge to their terminal in just 10 minutes.

Electric Vehicle Charging
Air travelers who own electric vehicles can charge them at Kennedy International.
...read more


          AIRPORT TIPS


To make your way to a flight on time and to get throught security as quickly as possible you can try the following tips:

1) Sign up. The TSA's PreCheck, a trusted traveler program, has spread to more cities across the U.S. and is now available at some 40 airports. Members of the program are pre-screened and can then whiz through security, sometimes without having to take off their shoes or remove laptops from cases. The U.S. Customs Department's Global Entry program is another shortcut for frequent international travelers, especially as the federal government contracts and customs lines potentially get longer.

Critical Security Checkpoints:
To make clearing security as easy as possible...
-Review the guidelines for liquids and gels on your Flight carriers Carry-On Baggage page before your flight.
-Have your government-issued photo identification and boarding pass ready for inspection.
-Wear shoes that are easy to slip on and off, since all footwear must be x-rayed.
-Remember to place all coats and jackets in a bin for x-ray screening.
-Make your laptop easily accessible for inspection.
-Avoid wearing anything metal or place these items in your carry-on baggage for screening

2) Check flight status. Although this is obvious, many people often fail to do this one simple but critical thing.

I recommend doing the same before abandoning your ride or your car just before you head to the terminal; flight status updates change by the minute, so a last-second check is always a good idea.

Most airlines will text you flight status updates if you sign up on their Web sites, and sites like Flightaware.com do the same by text, on the Web and through smartphone apps.

4) Check in online. Especially if you are not checking bags, this can save you a heap of time. I have found that when checking bags, having the pre-printed boarding pass in your hand doesn't help all that much, and check-in agents often reissue another boarding pass when you check in your bags -- but it sure doesn't hurt.

5) Before you leave for the airport, put your ID, credit card and boarding pass (if applicable) in an easily accessible part of your wallet or bag. There are two reasons for this: one, by going through this exercise, you make sure that you don't leave home without these crucial items. Two, you don't waste your (and other people's) time fumbling around for them at the moment you need them.

Check the airport parking situation online. Knowing ahead of time where to park, which lots are open and how far they are from the terminal can save you a lot of anxiety on your drive in, as well as keep you safer as you navigate tortuous and almost always poorly marked airport ring roads. Additionally, during peak travel periods, lots fill up quickly, so you will want an alternate parking plan.

When you are ready to board always take inventory of what you will need to do when you get to the front of the security line. Do a quick mental review of everything you are wearing that you will need to remove (such as shoes, jewelry, watch, jacket), and what you have inside your carry-on bag that might need to be taken out (liquids, electronics). When you get to the front of the line, blast through your mental inventory and make it happen. Done well, you can go from fully clad for winter weather, with laptops and iPads in your bag, to a T-shirt, pants and socks, and all your sensitive electronics in their own bins, in seconds.

Using these tips will get you through the airport, on your flight and towards your destination as quickly as possible.

more traveler informaiton tips available at the TSA website:  https://www.tsa.gov/precheck/faq
HOW TO PAY LESS FOR FLIGHTS


1. Buy your tickets online
Buying your tickets online will actually help you save more money than buying at the airport or at an agent. Services like Google Flights or others which can be found by a simple online search.

2. Join Frequent flyers
Frequent flyer programs have a lot of benefits and some can offer discounts on future tickets after building up miles, and others may even offer free flights!

3. Not All Sales are Lowest prices
Sometimes a flight ticket may be on sale, but that doesn't necessarily mean that it is a bargain for you. Always keep this in mind because that sale could end up costing you more than other deals!

4. Check For Hidden Fees
Always check other fees for tickets that may not be listed at first sight of the price. Make sure to be aware of the price of the ticket at all times and this can be avoided. Many hidden fees are luggage or even meals.

5. Compare Ticket Prices
If you are shopping online, there are various sites you can use to compare prices for different venders of tickets.

6. Choose The Right airline
Make sure when traveling on a budget to go with the airline that is the most comfortable to your budget. Even though it may not be as popular as others, they all get you to your destination!

7. Select an  Off-Hours flight
When shopping for tickets, try to buy tickets that have flights early in the morning or late at night if you can. Sometimes these tickets can save you a bundle!

8. Buy tickets months In Advance
Try to plan your trips, if possible, months in advance to save a lot more in the long run. Sometimes, depending on where you travel, this little tip can end up saving you hundreds on your tickets.

9. Find Vacation Packages
When planning your vacations, try to purchase trip packages as they can end up saving you a ton of money in the long run. If you have the time, compare a package with the costs of buying everything separate.

10. Different Types Of Flights Help You Save
Sometimes it would be wiser if possible to purchase a flight that maybe has one stop before it reaches its final destination, instead of doing a non-stop flight. This can end up helping you save and you can even enjoy the different merchandise at the airport you stop at before your flight continues.



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HOW CREDIT CARD FEES DRAIN YOUR SAVINGS


Everyone knows that interest rates make credit card very expensive to have and maintain but few people know that fees are the real source of money loss.

Your credit card will come with a credit limit -- the maximum amount of credit that will be extended to you. In the past, if a particular credit card charge would put you over your credit limit, the transaction would be rejected. If you wanted to make a charge that would put you over the limit, you had to pay down your balance first.

In recent years, credit card companies allowed customers to make charges that put them over the limit. Of course, this convenience did not come free -- the companies charged hefty fees for over-limit charges, and usually did not tell customers that they were going over the limit.  

This changed somewhat with the enactment of the Credit Card Accountability and Disclosure Act of 2009 (the CARD Act). Under the rules of the CARD Act, a credit card company cannot charge over-limit fees unless you “opt in,” that is, agree in advance that the company can allow transactions that would put your balance over the credit limit. Even if a credit card company processes a transaction over your limit, if you did not opt in, the company cannot charge you an over-limit fee.

The Credit CARD Act is often called the Credit Cardholders Bill of Rights. President Obama signed the bill into law in May, 2009. Many of the most significant provisions of the law took effect in February, 2010. The law has two main purposes:

Fairness - Prohibit certain practices that are unfair or abusive such as hiking up the rate on an existing balance or allowing a consumer to go overlimit and then imposing an overlimit fee.
Transparency - Make the rates and fees on credit cards more transparent so consumers can understand how much they are paying for their credit card and can compare different cards.

If you do opt in, the company can charge over-limit fees. The CARD Act places some limits on those fees. The company can only charge you one over-limit fee per billing cycle, but it can charge for the same over-limit transaction in a total of three billing cycles if you do not bring the outstanding balance below the limit before the bills are due.

The best strategy to avoid over-limit fees is simple-don’t opt in! And don’t add an over-limit protection plan. This may require some diligence on your part, so that you don’t accidentally opt in. For example, a credit application may have a box to check or a line to initial or sign that is really an agreement to allow over-limit transactions.

Not sure if you may have opted in by mistake? If you opt in, the company must provide a written statement confirming you agreed to let them process over-limit transactions. You can revoke this agreement at any time. (The over-limit fees would still apply to over-limit transactions already processed.) You can revoke the agreement with the same method you used to opt in.

So, if you opted in by phone, you can revoke your agreement with a phone call. Not certain how you opted in? Contact your credit card company and find out. As always, send a confirmation letter in case there is a dispute later.

Penalty Fees
Many credit card companies charge penalty fees for:
•  late payments
•  over-limit charges (if you opt in), and
•  payments returned for insufficient funds.

The CARD Act limits these fees to the actual amount the violation cost the company, or to a maximum of $25 for the first violation and $35 for a second violation (if it occurred within six billing cycles of the first violation). Still, these fees can add up. Be sure to pay your bill on time and make sure you have enough money in your bank account to cover your payment.

Only about 5% of credit cards charge annual fees, so look for one that doesn’t. But, you also have to look out for other fees. New fees seem to pop up all the time. Now that the CARD Act has limited the amount of fees for late payments, returned payments, and over-limit charges, credit card companies may get even more creative in finding ways to add fees. For example, one card targeting people with poor credit charges a one-time $45 “processing fee.” Some of these fees may not be included in the written disclosures.
more on CARD act




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