Important news before you travel:
If you live in the United States you should be aware of certain Travel Advisories which are given to citizens who choose to travel abroad. These advisories can affect you and may even change your travel plans. So before you go to the airport you should always check to see if your destination country is on the List of the United States Government Travel Advisories.
For more information: Check out the link below which will send you to the US Governments official website.
TIPS ON MAKING
When traveling for business or fun, there’s nothing worse than thinking you have a reservation and learning your hotel reservations been lost, your room has one bed and not two bedrooms, or you thought your check-in time was noon, only to find out it is really 3:00pm. To help avoid these things from happening, there are a few helpful hotel reservation tips seasoned travelers recommend:
Always use a credit card when making a hotel reservation. Using a credit card offers the guest some level of protection should the hotel stay go awry. Any disputes a guest may have with the hotel, or with the billing can more easily be rectified through the credit card company. The card company will act as a mediator once their client can show effort to resolve the dispute. Additionally, if a dispute cannot be resolved, the credit card company has the authority to remove the charge from a client’s bill. If cash were paid, a hotel guest would have no recourse.
Note: If you don’t use your own credit card to secure a reservation, be aware that the person whose name is on the card will be responsible for showing the card and signing at check in. If the card does not belong to the person staying at the hotel, notify the desk before leaving home (prior to arrival) and ask what their identification procedure is. They may accept a letter from the credit card holder authorizing use, and a copy of both the front and back of the card.
Ask for deals/discounts at each hotel. Many hotels offer corporate, AAA, senior, or even mid-week/off-season discounts. If one is not offered - ask about them. Many hotels now offer ‘rewards’ programs and some hotels reduce rates by $50 or more, for simply signing up for their program. If making reservations online, look for internet-only rates and shop various websites to find the best deals. Travel agents can often secure unadvertised specials or late check-in opportunities which can translate into huge savings.
When making reservations speak clearly and repeat spelling of all names. There have been many reservations lost because of inaccurate spelling and guests have been told they did not have rooms when a hotel or an entire city was booked to capacity. If any special requests are made, verify them and if possible get them in writing. Also make sure to get the name of the employee. Verify everything spell names and verify information/requests etc. Double check reservations prior to leaving for hotel and make sure names of all hotel employees you’ve spoken to are taken.
When reservations are made, changed and cancelled-confirmation numbers are given. Make sure all numbers are kept in a safe place until credit cards are billed and all charges are verified. Cancellation and confirmation numbers are often the difference between being charged for a hotel reservation that was cancelled, the possibility of a free upgrade when the hotel overbooks and you can prove when your reservation was made, and being stranded away from home without a room for the night.
Discuss hotel policies prior to making reservations, and verify them at check-in. Some hotels require credit cards at check in for any hotel charges, such as telephone usage, room service, meals in the hotel, or even take -out arranged through the hotel with area restaurants, etc. If a credit card is not available, a cash/check deposit maybe required for any services/fees that may accrue during the hotel stay. Determine when check-in/check-out times are, when cancellation policies go into affect and verify occupancy limits if staying in a room with multiple occupants.
Remember these hotel reservation tips when scheduling your travel plans. Whether by internet, through a travel agent, or by telephone, it pays to research the hotel and be meticulous when making arrangements. A little pre-planning when making reservations can save major headaches when traveling away from home.
HOW TO PAY LESS
1. Buy your tickets online
Buying your tickets online will actually help you save more money than buying at the airport or at an agent. Services like Google Flights or others which can be found by a simple online search.
2. Join Frequent flyers
Frequent flyer programs have a lot of benefits and some can offer discounts on future tickets after building up miles, and others may even offer free flights!
3. Not All Sales are Lowest prices
Sometimes a flight ticket may be on sale, but that doesn't necessarily mean that it is a bargain for you. Always keep this in mind because that sale could end up costing you more than other deals!
4. Check For Hidden Fees
Always check other fees for tickets that may not be listed at first sight of the price. Make sure to be aware of the price of the ticket at all times and this can be avoided. Many hidden fees are luggage or even meals.
5. Compare Ticket Prices
If you are shopping online, there are various sites you can use to compare prices for different venders of tickets.
6. Choose The Right airline
Make sure when traveling on a budget to go with the airline that is the most comfortable to your budget. Even though it may not be as popular as others, they all get you to your destination!
7. Select an Off-Hours flight
When shopping for tickets, try to buy tickets that have flights early in the morning or late at night if you can. Sometimes these tickets can save you a bundle!
8. Buy tickets months In Advance
Try to plan your trips, if possible, months in advance to save a lot more in the long run. Sometimes, depending on where you travel, this little tip can end up saving you hundreds on your tickets.
9. Find Vacation Packages
When planning your vacations, try to purchase trip packages as they can end up saving you a ton of money in the long run. If you have the time, compare a package with the costs of buying everything separate.
10. Different Types Of Flights Help You Save
Sometimes it would be wiser if possible to purchase a flight that maybe has one stop before it reaches its final destination, instead of doing a non-stop flight. This can end up helping you save and you can even enjoy the different merchandise at the airport you stop at before your flight continues.
LAX INTERNATIONAL AIRPORT
Los Angeles International Airport (LAX) is the world's fourth busiest passenger airport. It also ranks eleventh in air cargo tonnage handled, and its popularity shows no sign of decreasing.
More than 61 million people traveled through LAX last year. A commerce leader, its ever-expanding air cargo system handled more than 2.1 million tons of goods. International freights account more than 50 percent of this total. Convenient location, modern facilities, and superior sea/air/land connections have led to LAX's designation as a world-class airport.
LAX handles 70 percent of the ... Read More
© 2019 - streamfare.net
GETTING A LOAN AFTER BANKRUPTCY
Debt got you down? You’re not alone. Consumer debt is at an all-time high. Whether your debt dilemma is the result of an illness, unemployment, or simply overspending, it can seem overwhelming. In your effort to get solvent, be on the alert for advertisements that offer seemingly quick fixes. While the ads pitch the promise of debt relief, they rarely say relief may be spelled b-a-n-k-r-u-p-t-c-y. And although bankruptcy is one option to deal with financial problems, it’s generally considered the option of last resort. The reason: its long-term negative impact on your creditworthiness. Bankruptcy information (both the date of your filing and the later date of discharge) stays on your credit report for 10 years, and can hinder your ability to get credit, a job, insurance, or even a place to live.
If you have filed for bankruptcy personal loans are still possible but they won't be easy to get and you may be limited to the same type of bad credit personal loan that other borrowers are able to find. Once the bankruptcy has been discharged, the bankruptcy stays on your credit report for 7 years. Then, slowly the discharged creditors start to disappear from the the credit record.
Bankruptcy personal loans are made available by lenders who are willing to take a chance on someone who has unpaid debt. These interest rates are higher than those rates offered to someone with a good credit rating. But at least, there is financing available for consumers who sincerely want to turnaround their poor money management habits. These high interest plans often provide an immediate financial boost which can provide some families with tools for success.
The most common type of after bankruptcy personal loans is the payday loan which is guaranteed by the debtor's next paycheck. While this may solve an immediate problem, one needs to use caution, because it could mark the beginning of another downward spiral into financial trouble. Certain Internet companies advertise unsecured borrowing as high as $10,000.00. All of these are limited in terms and carry a high interest rate.
Collateral is usually required for after bankruptcy personal loans. The after bankruptcy personal loan for a car is secured by the automobile itself. A home equity loan has the house as collateral.
There are many factors which contribute to having bad credit, and a bankruptcy is just one type of event that can lower your credit score.
Considering Bankruptcy Personal Loans:
If you are seeking bankruptcy personal loans because you've hit another bump in the road following your bankruptcy, then virtually all lenders are going to be extremely wary. You already have a pattern of not handling your debt and now you have the appearance of falling back into that same pattern.
If, however, you are looking for a personal loan following bankruptcy as a way to buttress your credit situation, then you may have a better chance. You will only get loans with high interest rates, but a lender could view you as someone trying to turn around a difficult situation. And, depending on how long it's been since the bankruptcy, there are rules against filing a second bankruptcy too soon.
Contacting Lenders Online for Bankruptcy Personal Loans:
You can certainly get in touch with lenders no matter the reason you need the loan. But you will find it difficult for most lenders to grant bankruptcy personal loans because you have the profile of someone running into the worst kind of financial trouble for a second time. However, lenders will see your credit report and will be able to distinguish if you are in financial trouble or if you are trying to establish credit.
If it's the latter, you just may be able to convince a lender to give you a loan - though you will also need to determine if the high interest rate involved is worth the effort to improve your credit. Perhaps getting a secured credit card is a better way to start.
No Credit Check Bankruptcy Personal Loans:
But if the motivation is strictly for money because of a financial emergency, there are a couple of alternatives that should work - though they are risky and the interest cost will be high - even for borrowers with bankruptcies on their records.
These usually don't involve a credit check because the loan is secured by the valued of a piece of property - often a vehicle. The interest rate will still be high, but the lender is protected because if you default, you turn over the title to the property.
These also don't rely on a look at your credit history. Instead, the lender is protected by your employment and the paychecks you are regularly receiving. Make sure the loan is absolutely necessary, because payday loans involve exceptionally high interest and allow only a short time for repayment.
These bankruptcy personal loans are often no more than $1,500 and are only given out if you can prove regular employment and have a checking account. You have a pay period to pay back the loan plus interest, or more interest is added to the loan and you have until the next pay period to at least pay that interest off. Always check with the Better Business Bureau before pursuing any title loan or payday loan. more on bankruptcy
Adblocker detected! Please consider reading this notice.
We've detected that you are using AdBlock Plus or some other adblocking software which is preventing the page from fully loading.
We don't have any banner, Flash, animation, obnoxious sound, or popup ad. We do not implement these annoying types of ads!
We need money to operate the site, and almost all of it comes from our online advertising.
Please add Streamfare.net to your ad blocking whitelist or disable your adblocking software.