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     AIRPORT TIPS


To make your way to a flight on time and to get through security as quickly as possible you can try the following tips:

1) Sign up. The TSA's PreCheck, a trusted traveler program, has spread to more cities across the U.S. and is now available at some 40 airports. Members of the program are pre-screened and can then whiz through security, sometimes without having to take off their shoes or remove laptops from cases. The U.S. Customs Department's Global Entry program is another shortcut for frequent international travelers, especially as the federal government contracts and customs lines potentially get longer.

Critical Security Checkpoints:
To make clearing security as easy as possible...
-Review the guidelines for liquids and gels on your Flight carriers Carry-On Baggage page before your flight.
-Have your government-issued photo identification and boarding pass ready for inspection.
-Wear shoes that are easy to slip on and off, since all footwear must be x-rayed.
-Remember to place all coats and jackets in a bin for x-ray screening.
-Make your laptop easily accessible for inspection.
-Avoid wearing anything metal or place these items in your carry-on baggage for screening

2) Check flight status. Although this is obvious, many people often fail to do this one simple but critical thing.

I recommend doing the same before abandoning your ride or your car just before you head to the terminal; flight status updates change by the minute, so a last-second check is always a good idea.

Most airlines will text you flight status updates if you sign up on their Web sites, and sites like Flightaware.com do the same by text, on the Web and through smartphone apps.

4) Check in online. Especially if you are not checking bags, this can save you a heap of time. I have found that when checking bags, having the pre-printed boarding pass in your hand doesn't help all that much, and check-in agents often reissue another boarding pass when you check in your bags -- but it sure doesn't hurt.

5) Before you leave for the airport, put your ID, credit card and boarding pass (if applicable) in an easily accessible part of your wallet or bag. There are two reasons for this: one, by going through this exercise, you make sure that you don't leave home without these crucial items. Two, you don't waste your (and other people's) time fumbling around for them at the moment you need them.

Check the airport parking situation online. Knowing ahead of time where to park, which lots are open and how far they are from the terminal can save you a lot of anxiety on your drive in, as well as keep you safer as you navigate tortuous and almost always poorly marked airport ring roads. Additionally, during peak travel periods, lots fill up quickly, so you will want an alternate parking plan.

When you are ready to board always take inventory of what you will need to do when you get to the front of the security line. Do a quick mental review of everything you are wearing that you will need to remove (such as shoes, jewelry, watch, jacket), and what you have inside your carry-on bag that might need to be taken out (liquids, electronics). When you get to the front of the line, blast through your mental inventory and make it happen. Done well, you can go from fully clad for winter weather, with laptops and iPads in your bag, to a T-shirt, pants and socks, and all your sensitive electronics in their own bins, in seconds.

Using these tips will get you through the airport, on your flight and towards your destination as quickly as possible.

more traveler informaiton tips available at the TSA website:  https://www.tsa.gov/precheck/faq
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  REFINANCING YOUR MORTGAGE
         CAN SAVE YOU MONEY


Interested in refinancing home mortgage loans but not sure it makes financial sense? Learn how to crunch the numbers and make an informed financial decision rather than playing an expensive guessing game with these simple steps.

A lower interest rate can save you money each month on your mortgage and can save you thousands over the life of the loan. Is it possible to lower your debt and reduce monthly payments by taking out a new loan? Surprisingly the answer is often "yes". Learn how to get a lower interest rate by refinancing without breaking the bank.

How Refinancing Works
Refinancing basically involves taking out a new loan which is used to pay off the prior mortgage. To put it another way, the new mortgage replaces the old one. This is especially helpful when interest rates have dropped since it allows homeowners to pay off older mortgages with a high interest rate in exchange for a new mortgage with a lower interest rate.

Getting a Lower Interest
To demonstrate how effective it is to lower your interest rate by refinancing, consider an example of a buyer who purchased a home for $210,000 in 2001. The original mortgage was $200,000 for a 30 year term with a fixed interest rate of 7 percent and monthly mortgage payment of $1330. Since the original down payment was only 5 percent or $10,000 plus closing costs, they also had to pay PMI or Private Mortgage Insurance of $125 per month.

Now that mortgage rates have dropped to 5 percent or even less, the homeowner is contemplating a refinance. The current balance on the home is $180,000 and the value of the home is appraised at $260,000. Since the home has 20 percent equity and the homeowner does not intend to take cash out at closing, they will automatically save $125 per month in PMI. By refinancing at a lower interest rate of 5 percent fixed for 30 years the new mortgage payment will be approximately $965 per month ...a savings of nearly $400 plus the PMI of $125 for a total monthly savings of over $500 per month. 

               
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      ALYESKA RESORT - ALASKA'S BEST
                 VACATION RESORTS

Alyeska Resort is one of Alaska's most popular and most beautiful ski resorts. Alyeska has a top elevation slightly above 2,700 feet, a vertical drop of 2,500 and the area gets an average annual snowfall of 631 inches...
read more

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       *** TRAVEL NEWS ***
               

If you are in the United States you should be aware of certain Travel Advisories which are given to citizens who choose to travel abroad. These advisories can affect you and may even change your travel plans. So before you go to the airport you should always check to see if your destination country is on the List of the United States Government Travel Advisories.

For more information: Check out the link below which will send you to the US Governments official website for the
latest information which includes the COVID-19 Virus travel restrictions.


https://travel.state.gov


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NBC LIVE:  THE VOICE has become the most popular show on NBC.
The Voice is an American reality television singing competition broadcast on NBC. Based on the original The Voice of Holland, the concept of the series is to find new singing talent (solo or duets) contested by aspiring singers, age 15 or over, drawn from public auditions.

The winner is determined by viewers by voting through telephone, Internet, SMS text, and iTunes Store purchases of artists' performances. They receive US$100,000 and a record deal with Universal Music Group for winning the competition. There have been six winners of the show to date: Javier Colon, Jermaine Paul, Cassadee Pope, Danielle Bradbery, Tessanne Chin, and Josh Kaufman.

The Voice began airing on April 26, 2011, as a spring TV season program. The show proved to be a hit for NBC and was subsequently expanded into the fall cycle when season three premiered on September 10, 2012. The series employs a panel of four coaches who critique the artists' performances. Each coach guides their teams of selected artists through the remainder of the season.

They also compete to ensure that their act wins the competition, thus making them the winning coach. The original coaching panel consisted of Adam Levine, Blake Shelton, Christina Aguilera and CeeLo Green. Shakira and Usher took the places of Aguilera and Green in seasons four and six. Similarly, Pharrell Williams and Gwen Stefani will assume Green and Aguilera's positions as coaches in season seven.

LIST OF OTHER NBC LIVE POPULAR SHOWS
News and information
Meet the Press (1947-present)
Today (1952-present)
NBC Nightly News (1970-present)
Dateline NBC (1992-present)
Early Today (1999-present)
Rock Center with Brian Williams (2011-present)
Mad Money (2012-present)
Drama
Law & Order: Special Victims Unit (1999-present)
Parenthood (2010-present)
Harry's Law (2011-present)
Grimm (2011-present)
The Firm (2012-present)
Smash (2012-present)
Awake (2012-present)
Sitcoms
The Office (2005-present)
30 Rock (2006-present)
Parks and Recreation (2009-present)
Community (2009-present)
Up All Night (2011-present)
Whitney (2011-present)
Are You There, Chelsea? (2012-present)
Bent (2012-present)
Best Friends Forever (BFF) (2012-present)
Reality/non scripted
The Apprentice (2004-present)
The Biggest Loser (2004-present)
America's Got Talent (2006-present)
The Sing-Off (2009-present)
The Marriage Ref (2010-present)
The Voice (2011-present)
Love in the Wild (2011-present)
Fear Factor (2001-2006, 2011-present)
Betty White's Off Their Rockers (2012-present)
Fashion Star (2012-present)
Escape Routes (2012-present)
Soap opera
Days of our Lives (1965-present)
Late Nights
Saturday Night Live (1975-present)
Last Call with Carson Daly (2002-present)
Late Night with Jimmy Fallon (2009-present)
The Tonight Show with Jay Leno (1992-2009; 2010-present)
Documentary
Who Do You Think You Are? (2010-present)
Babar (2006-present)
Turbo Dogs (2008-present)
Willa's Wild Life (2009-present)
Shelldon (2009-present)
Pearlie (2010-present)
Jane and the Dragon (2012-present)
Beauty Pageants
Miss USA (2003-present)
Miss Universe (2003-present)
The PGA Tour (under the Golf Channel on NBC banner), which includes
The U.S. Open
The U.S. Women's Open
The U.S. Senior Open
The Player's Championship
French Open Tennis
Horse Racing, which includes:
The Triple Crown of Thoroughbred Racing
The Kentucky Derby
The Preakness Stakes
The Belmont Stakes
Santa Anita Derby
The Hambletonian
The United States Figure Skating Championships
Major League Soccer




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