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  Important news before you travel:

If you live in the United States you should be aware of certain Travel Advisories which are given to citizens who choose to travel abroad. These advisories can affect you and may even change your travel plans. So before you go to the airport you should always check to see if your destination country is on the List of the United States Government Travel Advisories.

For more information: Check out the link below which will send you to the US Governments official website.


          
https://travel.state.gov
        YOSEMITE NATIONAL PARK

Yosemite National Park is located in California’s Sierra Nevada mountains. It is best known for its waterfalls, but within its nearly 1,200 square miles, you can find deep valleys, grand meadows, ancient giant sequoias, a vast wilderness area, and much more. More than 5 million people visit Yosemite each year....read more

           IRELAND TRAVEL GUIDE

Ireland is an exotic destination for many travelers. It is very well for it's magic and legendary stories such as leprechauns, gold and four leaf clovers. Numerous tourists from all over the world are
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...
READ MORE

         NEW YORK'S JFK AIRPORT

JFK international airport is located 15 miles by highway from midtown Manhattan. JFK’s terminals, parking lots and hotels operate 24 hours a day, 365 days a year and cover more than 880 acres.

If you choose to enter the terminal with the passenger, please be aware that only ticketed passengers will be allowed past the security checkpoint. However, you may enjoy any of the areas before security. As an alternative, you may drop off your passengers at the Kiss and Fly located at the Lefferts Boulevard AirTrain Station where they can ride AirTrain free of charge to their terminal in just 10 minutes.

Electric Vehicle Charging
Air travelers who own electric vehicles can charge them at Kennedy International.
...read more


          AIRPORT TIPS


To make your way to a flight on time and to get throught security as quickly as possible you can try the following tips:

1) Sign up. The TSA's PreCheck, a trusted traveler program, has spread to more cities across the U.S. and is now available at some 40 airports. Members of the program are pre-screened and can then whiz through security, sometimes without having to take off their shoes or remove laptops from cases. The U.S. Customs Department's Global Entry program is another shortcut for frequent international travelers, especially as the federal government contracts and customs lines potentially get longer.

Critical Security Checkpoints:
To make clearing security as easy as possible...
-Review the guidelines for liquids and gels on your Flight carriers Carry-On Baggage page before your flight.
-Have your government-issued photo identification and boarding pass ready for inspection.
-Wear shoes that are easy to slip on and off, since all footwear must be x-rayed.
-Remember to place all coats and jackets in a bin for x-ray screening.
-Make your laptop easily accessible for inspection.
-Avoid wearing anything metal or place these items in your carry-on baggage for screening

2) Check flight status. Although this is obvious, many people often fail to do this one simple but critical thing.

I recommend doing the same before abandoning your ride or your car just before you head to the terminal; flight status updates change by the minute, so a last-second check is always a good idea.

Most airlines will text you flight status updates if you sign up on their Web sites, and sites like Flightaware.com do the same by text, on the Web and through smartphone apps.

4) Check in online. Especially if you are not checking bags, this can save you a heap of time. I have found that when checking bags, having the pre-printed boarding pass in your hand doesn't help all that much, and check-in agents often reissue another boarding pass when you check in your bags -- but it sure doesn't hurt.

5) Before you leave for the airport, put your ID, credit card and boarding pass (if applicable) in an easily accessible part of your wallet or bag. There are two reasons for this: one, by going through this exercise, you make sure that you don't leave home without these crucial items. Two, you don't waste your (and other people's) time fumbling around for them at the moment you need them.

Check the airport parking situation online. Knowing ahead of time where to park, which lots are open and how far they are from the terminal can save you a lot of anxiety on your drive in, as well as keep you safer as you navigate tortuous and almost always poorly marked airport ring roads. Additionally, during peak travel periods, lots fill up quickly, so you will want an alternate parking plan.

When you are ready to board always take inventory of what you will need to do when you get to the front of the security line. Do a quick mental review of everything you are wearing that you will need to remove (such as shoes, jewelry, watch, jacket), and what you have inside your carry-on bag that might need to be taken out (liquids, electronics). When you get to the front of the line, blast through your mental inventory and make it happen. Done well, you can go from fully clad for winter weather, with laptops and iPads in your bag, to a T-shirt, pants and socks, and all your sensitive electronics in their own bins, in seconds.

Using these tips will get you through the airport, on your flight and towards your destination as quickly as possible.

more traveler informaiton tips available at the TSA website:  https://www.tsa.gov/precheck/faq
HOW TO PAY LESS FOR FLIGHTS


1. Buy your tickets online
Buying your tickets online will actually help you save more money than buying at the airport or at an agent. Services like Google Flights or others which can be found by a simple online search.

2. Join Frequent flyers
Frequent flyer programs have a lot of benefits and some can offer discounts on future tickets after building up miles, and others may even offer free flights!

3. Not All Sales are Lowest prices
Sometimes a flight ticket may be on sale, but that doesn't necessarily mean that it is a bargain for you. Always keep this in mind because that sale could end up costing you more than other deals!

4. Check For Hidden Fees
Always check other fees for tickets that may not be listed at first sight of the price. Make sure to be aware of the price of the ticket at all times and this can be avoided. Many hidden fees are luggage or even meals.

5. Compare Ticket Prices
If you are shopping online, there are various sites you can use to compare prices for different venders of tickets.

6. Choose The Right airline
Make sure when traveling on a budget to go with the airline that is the most comfortable to your budget. Even though it may not be as popular as others, they all get you to your destination!

7. Select an  Off-Hours flight
When shopping for tickets, try to buy tickets that have flights early in the morning or late at night if you can. Sometimes these tickets can save you a bundle!

8. Buy tickets months In Advance
Try to plan your trips, if possible, months in advance to save a lot more in the long run. Sometimes, depending on where you travel, this little tip can end up saving you hundreds on your tickets.

9. Find Vacation Packages
When planning your vacations, try to purchase trip packages as they can end up saving you a ton of money in the long run. If you have the time, compare a package with the costs of buying everything separate.

10. Different Types Of Flights Help You Save
Sometimes it would be wiser if possible to purchase a flight that maybe has one stop before it reaches its final destination, instead of doing a non-stop flight. This can end up helping you save and you can even enjoy the different merchandise at the airport you stop at before your flight continues.



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WHY QUICKEN LOANS
IS A PREFERRED CHOICE FOR MORTGAGES


Many home buyers have learned the secret to getting a good mortgage rate by using Quickine-Loans. Quicken Loans, is a solid company offering individuals the chance to refinance online, and with superior technology, receive the loan in less than half the time it takes others. There are many different options with Quicken Loans, as well as site tools and information to help individuals decide specifically which route they’d like to take and what options are best for their unique situations. With a user-friendly website, Quicken Loans is a great option for borrowers looking to refinance.

By using Quicken loans homeowners can maximize your return on investment - lower their monthly mortgage payment and increase their rental income. You can use the equity in your rental property to buy additional property or fund other investment opportunities. Quicken Loans allows you to invest in properties with up to four units, and you can refinance at anytime with no prepayment penalties.

With Quicken Loans, home buers have all the information they need on-site to understand the different types of mortgage and refinance options. From variable rates to fixed rates and more - Quicken Loan’s has guides that can help you to understand what would best suit your own needs. Along with the mortgage calculators and the ability to check the most recent rates, this is very helpful. Quicken Loans also allows you to apply for the FHA streamline refinance for your FHA loans, and with their technology, they can close the loans in half the time of other lenders.

Quicken Loans is a superb lending service. They provide the important information individuals need to determine what steps to take next, tools that will help them access important information and statistics, and excellent customer service. Being BBB accredited, individuals know that Quicken Loans strives to follow the strict guidelines regarding customer service and satisfaction. They also have a number of options when it comes to refinancing - from the typical fixed rate and APR refinancing to jumbo loans and FHA refinancing. They’re a great company to go with for those who may be considering refinancing.

YOURgage loan features:
YOU pick your term, from 8 to 30 years, all with fixed mortgage rates
Refinance up to 95% of your primary home’s value
Buy a home with as little as 5% down (primary home)
Loan amounts from $25,000 to $417,000
How the YOURgage works for you

Stay on Track With Your Current Term:
You’ve been paying seven years on a 30-year fixed mortgage and do not want to go back up to a 30-year term. The YOURgage allows you to refinance at 23 years to stay on track. The YOURgage offers you this kind of flexibility!

Pay Off Your Mortgage More Quickly:
You pay extra towards your mortgage every month to pay it off as soon as possible, but you’re unhappy with your high mortgage interest rate. The YOURgage is your answer! Now you can choose a lower term, with a potentially lower interest rate, to help you pay off your loan in less time.

Choose a Term Based on Your Budget:
Tell us how much you can afford and let our team find a term to fit your financial needs. The YOURgage terms can be tailored to match your budget, and can potentially shave off years of the life of your loan and thousands in interest!

Match Your Term to Life Events:
If you’re thinking about retiring soon, or have a child going to college, and want to free up some money by paying off your home loan early, the YOURgage is a great option for you! Use the YOURgage to help you eliminate the financial burden of a monthly mortgage payment at the time when you’ll need that extra money the most.

So if you are thinking of mortgages you should give this company a try for one of the best reasons that there is; Quicken Loans has a good track record and very satisfied customers. This is why we here at Streamfare recommend them!




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