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       *** TRAVEL NEWS ***
               

If you are in the United States you should be aware of certain Travel Advisories which are given to citizens who choose to travel abroad. These advisories can affect you and may even change your travel plans. So before you go to the airport you should always check to see if your destination country is on the List of the United States Government Travel Advisories.

For more information: Check out the link below which will send you to the US Governments official website for the
latest information which includes the COVID-19 Virus travel restrictions.


https://travel.state.gov


HOW TO PAY LESS FOR FLIGHTS


1. Buy your tickets online
Buying your tickets online will actually help you save more money than buying at the airport or at an agent. Services like Google Flights or others which can be found by a simple online search.

2. Join Frequent flyers
Frequent flyer programs have a lot of benefits and some can offer discounts on future tickets after building up miles, and others may even offer free flights!

3. Not All Sales are Lowest prices
Sometimes a flight ticket may be on sale, but that doesn't necessarily mean that it is a bargain for you. Always keep this in mind because that sale could end up costing you more than other deals!

4. Check For Hidden Fees
Always check other fees for tickets that may not be listed at first sight of the price. Make sure to be aware of the price of the ticket at all times and this can be avoided. Many hidden fees are luggage or even meals.

5. Compare Ticket Prices
If you are shopping online, there are various sites you can use to compare prices for different venders of tickets.

6. Choose The Right airline
Make sure when traveling on a budget to go with the airline that is the most comfortable to your budget. Even though it may not be as popular as others, they all get you to your destination!

7. Select an  Off-Hours flight
When shopping for tickets, try to buy tickets that have flights early in the morning or late at night if you can. Sometimes these tickets can save you a bundle!

8. Buy tickets months In Advance
Try to plan your trips, if possible, months in advance to save a lot more in the long run. Sometimes, depending on where you travel, this little tip can end up saving you hundreds on your tickets.

9. Find Vacation Packages
When planning your vacations, try to purchase trip packages as they can end up saving you a ton of money in the long run. If you have the time, compare a package with the costs of buying everything separate.

10. Different Types Of Flights Help You Save
Sometimes it would be wiser if possible to purchase a flight that maybe has one stop before it reaches its final destination, instead of doing a non-stop flight. This can end up helping you save and you can even enjoy the different merchandise at the airport you stop at before your flight continues.





              WHISTLER SKI RESORT 
     AMERICA'S BEST SKI DESTINATIONS


Located in the town of Whistler in British Columbia, Canada - Whistler's Ski resort  has almost 10,000 acres of ski terrain and is one of North America's most popular ski destinations....read more


  REFINANCING YOUR MORTGAGE
         CAN SAVE YOU MONEY


Interested in refinancing home mortgage loans but not sure it makes financial sense? Learn how to crunch the numbers and make an informed financial decision rather than playing an expensive guessing game with these simple steps.

A lower interest rate can save you money each month on your mortgage and can save you thousands over the life of the loan. Is it possible to lower your debt and reduce monthly payments by taking out a new loan? Surprisingly the answer is often "yes". Learn how to get a lower interest rate by refinancing without breaking the bank.

How Refinancing Works
Refinancing basically involves taking out a new loan which is used to pay off the prior mortgage. To put it another way, the new mortgage replaces the old one. This is especially helpful when interest rates have dropped since it allows homeowners to pay off older mortgages with a high interest rate in exchange for a new mortgage with a lower interest rate.

Getting a Lower Interest
To demonstrate how effective it is to lower your interest rate by refinancing, consider an example of a buyer who purchased a home for $210,000 in 2001. The original mortgage was $200,000 for a 30 year term with a fixed interest rate of 7 percent and monthly mortgage payment of $1330. Since the original down payment was only 5 percent or $10,000 plus closing costs, they also had to pay PMI or Private Mortgage Insurance of $125 per month.

Now that mortgage rates have dropped to 5 percent or even less, the homeowner is contemplating a refinance. The current balance on the home is $180,000 and the value of the home is appraised at $260,000. Since the home has 20 percent equity and the homeowner does not intend to take cash out at closing, they will automatically save $125 per month in PMI. By refinancing at a lower interest rate of 5 percent fixed for 30 years the new mortgage payment will be approximately $965 per month ...a savings of nearly $400 plus the PMI of $125 for a total monthly savings of over $500 per month. 

               
READ MORE





          WHAT TO KNOW
  BEFORE YOU BUY A HOUSE



Most buyers conduct a lot of research online before ever stepping foot in a home. Buyers spend an average of 6 to 8 weeks, according to the National Association of REALTORS, trying to figure out where they want to live. But once the neighborhood is selected, most buyers end up buying a home after 2 or 3 home tours.

Figure out what you can afford before you look. Get pre-approved for a home loan before your home search so that you don’t waste time on those that you can’t afford. Scour your credit history and resolve any black marks before applying for a home loan.

Homes typically should cost about two and a half times your salary as a rule of thumb, although you also must consider your monthly expenses and what you want to save. Because you will be responsible for unforeseen repairs and property taxes, a healthy amount of savings can come in handy.

Beware of mortgage brokers who are a little too fast and loose with approving you. If you qualify, you may be able to make a down payment as low as 3 percent interest. Paying down “points” is good for those living in a home for three to five years, as it takes a dent out of the interest rate as you pay a portion of the interest at closing.


              
READ MORE





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LAX INTERNATIONAL AIRPORT

Los Angeles International Airport (LAX) is the world's fourth busiest passenger airport. It also ranks eleventh in air cargo tonnage handled, and its popularity shows no sign of decreasing.

More than 61 million people traveled through LAX last year. A commerce leader, its ever-expanding air cargo system handled more than 2.1 million tons of goods. International freights account more than 50 percent of this total. Convenient location, modern facilities, and superior sea/air/land connections have led to LAX's designation as a world-class airport.

LAX handles 70 percent of the passengers, 75 percent of the air cargo, and 95 percent of the international passengers and cargo traffic in the five-county Southern California region.

LAX has nine passenger terminals arranged in the shape of the letter U or a horseshoe. The terminals are served by a shuttle bus. Terminals 5, 6, 7, and 8 are all connected airside via an underground tunnel between Terminals 5 and 6 and above-ground walkways between Terminals 6, 7, and 8. There are no physical airside connections between any of the other terminals, although an airside shuttle bus operates among Terminals 4, 6, and the American Eagle remote terminal.

In addition to these terminals, there are 2,000,000 square feet (190,000 m2) of cargo facilities at LAX, and a heliport operated by Bravo Aviation. Qantas has a maintenance facility at LAX, even though it is not a hub.

Most inter-terminal connections require passengers to exit security, then walk or use a shuttle-bus to get to the other terminal, then re-clear security. A few LAX terminals provide airside connections, which allow connecting passengers to access other terminals without having to re-clear security.

You can connect in the following Terminals:
Terminals 6, 7, and 8 are all connected airside via walking corridors, allowing arriving domestic United passengers a seamless connection.

Terminals 5 and 6 are connected via an airside underground walkway. Terminal 4 was previously connected via this underground walkway, but it is currently closed off.

Some airlines provide an airside shuttle bus connection between terminals. For example, Qantas offers a late afternoon/evening shuttle bus for passengers arriving in Terminal 4 to connect with flights departing from the Tom Bradley International Terminal.

Traveling to and from the Airport:
Among the modes of transportation available at LAX are airport bus service, door-to-door shuttle van service, local bus lines, light rail, rental cars, and taxicabs. A free, frequent shuttle bus connects LAX with METRO's Green Line Light Rail. Shuttle service is provided at no charge for passengers making connecting flights between terminal buildings.

The LAX FlyAway bus service provides frequent nonstop transportation between LAX and Van Nuys Bus Terminal, Union Station in downtown Los Angeles and Westwood/UCLA.

The closest bus stops to the terminals are the pair of opposites on Sepulveda and Century, served by Torrance 8, Metro 117, Metro 232, Commuter Express 574 and Metro 40 (owl service only).

Taxicab services are operated by nine city-authorized taxi companies and regulated by Authorized Taxicab Supervision Inc. (ATS). ATS maintains a taxicab holding lot under the 96th Street Bridge where, at peak periods, hundreds of cabs queue up to wait their turn to pull into the central terminal area to pick up passengers. A number of private shuttle companies also offer limousine and bus services to LAX Airport. visit LAX online




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